Prick Free Financial Advice – No Pricks Allowed

Risk and Reward: Understanding Your Investment Comfort Zone (Ep. 21)

By No Pricks Allowed | April 10, 2025

What’s your investing personality? 🌵

Dive into this episode of No Pricks Allowed from Cactus, where Aaron Buchner tackles the ever-prickly topic of investments with relatable humor and practical insights. Skip the jargon and forget the one-size-fits-all advice—Aaron explores how your unique behaviors and reactions to the market should guide your investment decisions, using real-life scenarios and light-hearted anecdotes to make it all click.

Aaron discusses:

(02:42) Individual investment strategies and the importance of aligning them with personal behaviors and priorities
(06:15) The importance of diversification across global markets
(09:22) Understanding personal risk tolerance and managing it amid market fluctuations
(15:12) Balancing short-term desires with long-term financial goals
(19:48) Establishing and maintaining an emergency fund to support risk capacity
And more

Aaron debunks common financial myths and offers a fresh perspective on creating a financial strategy that works just for you. Tune in and find out how embracing individuality and engaging with your financial reality can lead to stress-free investing.

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Is Life Insurance Right for You? (Ep. 20)

By No Pricks Allowed | March 27, 2025

What happens when life insurance becomes less of a chore and more of a strategic benefit?

In this episode, Aaron Buchner takes the mystery and confusion out of life insurance. If you’ve ever wondered if life insurance is a must-have or a misused financial tool, this episode is a must-listen. Aaron tackles common misconceptions and explores who truly benefits from having a policy.

Aaron discusses:

(02:23) The essential criteria for determining who needs life insurance
(04:53) Common types of insurance and when each is appropriate
(11:57) Missteps to avoid when purchasing policies, and how to amend them
(17:10) The role of permanent insurance in long-term planning
And more

Tune in and make your journey through the world of life insurance as prick-free as possible.

Connect with Aaron Buchner:

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Prick-Free Budgeting: Ditch the Stress, Keep the Fun (Ep. 18)

By No Pricks Allowed | February 27, 2025

Are you tired of looking at your finances and feeling more stressed than when you started? What if budgeting didn’t have to be tedious or restrictive?

In this episode, Aaron Buchner dives deep into the world of budgeting with a refreshing twist. He tosses out the traditional rulebook and discusses how understanding and prioritizing your expenses can unlock a life where financial planning doesn’t mean living on spreadsheets! Aaron unravels the mystery behind the dreaded “B word” – budgeting – and how it can be a tool for freedom rather than limitations.

Aaron discusses:

(07:36) Why budgeting doesn’t mean cutting out all fun
(10:24) The “ad-hoc” budget approach and why it fails
(13:35) Guardrails over strict budgets: flexibility in spending
(15:09) Smart shopping tips for family savings
(18:51) Busting the myths around fixed vs. variable expenses
And more

Connect with Aaron Buchner:

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