Tag: Balance
Should You Pay Off Debt or Invest? Let’s Find Out! (Ep. 6)

Should You Pay Off Debt or Invest? Let’s Find Out! (Ep. 6)

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Balancing debt repayment and investing can be a tricky decision for many.

How do you decide whether to pay off debt or invest your extra cash? What factors should influence your decision?

In this episode, Aaron Buchner from Cactus dives into the common financial dilemma of whether to pay off debt or invest when you come into some extra money. 

Hear insights into how to approach this financial decision, consider the pros and cons, and understand the importance of personal goals and lifestyle choices in making your decision.

Aaron discusses: 

  • Should you pay off debt or invest windfall money?
  • The impact of high-interest credit card debt and why it’s crucial to pay it off first
  • Understanding mortgage rates and how they differ between the US and Canada
  • The importance of balancing debt payments, investments, and lifestyle goals
  • And more!

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Why It’s Okay to Spend Money on What Makes You Happy (Ep. 2)

Why It’s Okay to Spend Money on What Makes You Happy (Ep. 2)

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Ever wonder if that daily coffee run is really what’s stopping you from achieving your financial goals?

In this episode, Aaron Buchner dives deep into the concept of spending on what makes you happy—even if it’s $200 on vinyl records—while debunking the myth that small indulgences like coffee are sabotaging your financial future. 

You’ll hear personal anecdotes, practical tips on balancing joy with sensible spending, and how to identify and cut out “stupid stuff” that doesn’t add value to your life.

Aaron discusses: 

  • Why the “latte factor” isn’t the real culprit behind financial struggles
  • The importance of spending money on what truly brings you joy
  • How to balance short-term happiness with long-term financial goals
  • Practical advice on setting a budget that allows for fun while staying financially healthy
  • And more!

Connect with Aaron Buchner: 

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | RSS | More